Disclosures

Last updated: September 15, 2026

Not a Lender

Lift Financial LLC is not a lender and does not make credit decisions. We connect consumers with third-party lenders and lending marketplaces. All loan amounts, rates, terms, and approvals are determined solely by the lender and are subject to credit approval, income verification, and underwriting.

No Guarantee of Approval

Submitting an inquiry does not guarantee approval or any particular rate, amount, or term. Not all applicants will qualify. Rates and terms vary by lender, loan amount, term, credit history, and state, and are subject to change without notice.

Credit Inquiries

There is no cost to submit an inquiry. Seeing your offers uses a soft credit inquiry, which does not affect your credit score. If you select an offer and continue with a specific lender, that lender may conduct a hard credit inquiry, which may affect your credit score.

Origination Fees

Lenders may charge an origination fee, which is deducted from the loan proceeds. For example, on a $10,000 loan with a 5% origination fee, $500 would be deducted and $9,500 disbursed to you. Any origination fee will be disclosed to you by the lender before you accept an offer.

Representative Example

If you borrow $5,000 on a 36-month term at a 10% APR, the monthly payment would be $161.34. Total repayment would be $5,808.24, of which $808.24 is interest. This example is for illustration only. Your actual rate, term, and payment will be determined by the lender.

Annual Percentage Rate

The Annual Percentage Rate reflects the cost of the loan, including interest and certain fees, expressed as a yearly rate. By law, the lender must disclose the APR to you before you enter into a loan agreement. Minimum and maximum loan amounts and APRs vary by state and by lender.

Debt Resolution Referrals

Lift Financial LLC maintains referral relationships with third-party providers of debt resolution services for clients who do not qualify for financing. Those services are performed by the third-party provider, not by Lift Financial. We do not perform debt resolution services, negotiate with creditors, or hold client funds.

Debt resolution programs are not suitable for everyone. Enrolling in such a program will likely adversely affect your credit. Creditors may continue collection activity, including legal action, while you are enrolled. No specific savings amount, timeline, or creditor acceptance is guaranteed. Not all debts are eligible. Program availability varies by state.

State Availability

Products and services are not available in all states. This site is directed to, and made available to, residents of the United States only.

No Professional Advice

Lift Financial LLC does not provide legal, tax, accounting, credit repair, or bankruptcy advice.

Contact

Lift Financial LLC. Email: info@myliftfi.com. Phone: (480) 389-4318.